Serving independent businesses across the Dallas–Fort Worth metroplex and Texas
Zero Cost Equipment and 0% Fees with Cash Discount— that is our best offer, and it is where most owners start. Minerva sets up point-of-sale systems and card payment processing for independent businesses. Whether you are taking cards for the first time or moving off a processor you have outgrown, you deal with one local team from setup onward. And if you run a restaurant, we also help you get the word out with marketing for restaurants.
No obligation. We will tell you honestly whether switching is worth it for you.
Card terminals & readers
Countertop, handheld, contactless, mobile
Point of sale
Registers, order screens, kiosks, kitchen displays
Online payments
Card checkout on your own website
Local setup & support
Installed on site, one number to call
Besides payments, we help restaurants with marketing. See how we help
Two ways to start
Path one
You are opening, expanding, or finally ready to take cards. We work out what equipment fits your counter and get you processing without a mountain of paperwork.
Path two
You already take cards, and you are ready to leave your current processor. Send us a statement and we will tell you exactly what a move would involve.
How it works
Whether you are brand new or moving over, the process is the same and you always know what happens next.
A short call is enough to start. If you are switching, a recent processing statement helps us see the whole picture.
We explain what you are paying for, what you actually need, and what the options are. In plain language, in writing.
Equipment arrives configured, and we install it on site. Your team gets shown how to use it before the first customer walks in.
The same number you called on day one. If something goes sideways on a Saturday, you get a person, not a ticket number.
Switching over
Sometimes it is the offer that starts the conversation. Sometimes it is something that has been bothering an owner for years. Here is what usually brings people to us.
Send us one recent processing statement and we will go through it with you. If staying put is the better call, we will say so.
Call (916) 918-7017This is the one that gets most owners to call. Your equipment costs you nothing, and with Cash Discount your card processing fees come to 0%. It is the offer we lead with, and there is no fine print hiding underneath it.
It is the most common reason we hear. Things run fine until they do not, and then there is nobody on the other end.
Statements get harder to read over time. We will walk you through yours line by line so you know what each charge is for.
Slow terminals and clunky registers cost you at the counter. We look at what you have and whether it is worth replacing.
You get one point of contact who knows your business, rather than a new name every time you call.
Everything we provide
The payments, the point of sale, the hardware behind the counter, and the online checkout — one list, in one place.
Countertop terminals, contactless readers and handheld devices for taking payment at the table or on the road.
Registers and screens for retail and restaurants, set up around how your business actually runs.
Take cards on your own website so you are not sending customers to a third-party marketplace.
Reporting
See what sold and when, in plain numbers.
Support
Reach a person Monday through Saturday, 9 to 5.
Straight terms
Agreements explained before anything is installed.
All kinds of equipment
We are not tied to one brand, and the range runs from a reader that fits in a shirt pocket to a full counter station with a printer, a customer-facing screen and a kitchen display behind it. All of it is zero cost equipment with a business account — the conversation is about what fits your counter, not about a price.
Systems we install and support
Any and all — not tied to one brand.
Tell us how your business takes money today and we will say what fits — including leaving alone what already works.
Our best offer
Two things, both straightforward. Your equipment costs you nothing to get started. And with Cash Discount, your card processing fees come to 0%. That is the whole offer — we will walk you through how it works for your business before anything changes.
Zero cost equipment
The terminals and point-of-sale hardware you need to take cards, at no cost to you to get started.
0% fees with Cash Discount
With Cash Discount, your card processing fees come to 0% — instead of paying a percentage of every sale.
Beyond payments
Setting up how a restaurant takes payments is one side of the job. The other side is getting the word out. Besides the payment side, we also help restaurants put themselves in front of more people and bring more of them through the door.
Every restaurant is different, so we do not work from a fixed package. We start by talking about where you are today and what you would like to change, then we tell you honestly what we can do.
Setting up your payments is the other half of this. Read our guide to point of sale and card processing for restaurants, written for owners deciding what to install or whether to switch processors.
Restaurant owners are welcome to reach out about marketing on its own. You do not have to be a payments client to start a conversation.
For restaurant owners
A short note is enough to get started. If you have a website, send it along and we will take a look before we talk. If you would rather just call, that works too.
(916) 918-7017Mon–Sat, 9am–5pm
Common questions
No fine print and no runaround. If you have a question that is not here, call us and we will answer it straight.
It is exactly what it sounds like. Your equipment costs you nothing to get started, and with Cash Discount your card processing fees come to 0%. We will explain how Cash Discount works at your counter and answer any question you have before anything is installed.
If you are switching processors, your most recent processing statement is all we need to begin. If you are brand new to taking cards, just tell us what you sell and how you take money today. Either way it starts with a short conversation.
Batches closed before your daily cutoff normally fund the next business day. Batches closed on weekends and holidays fund the next banking day. We will confirm your exact cutoff when we set you up.
You will see the terms in writing before anything is installed, and we will walk through them with you in plain language. Nothing about your agreement should be a surprise six months in.
Approval is a short application once we have your details. We will tell you where things stand at each step rather than leaving you waiting to hear back.
It depends on what you need. We will go through equipment options up front, so you know exactly what you are getting and what it costs before it arrives at your door.
Often, yes. It depends on the system you are running. We install and support a wide range of them — Clover, Square, SpotOn, NRS, SkyTab, Nuvei, Lumino, Valor and Toast — so tell us what you have and we will tell you straight whether it makes sense to keep it or replace it.
Yes. Cafes, restaurants, retail shops, salons, auto shops and service businesses. If you take cards from customers, we can help.
The same number you called on day one. We are reachable Monday through Saturday, 9 to 5, and you get a person rather than a ticket number.
Alongside setting up how a restaurant takes payments, we help restaurants get the word out and bring more people through the door. Every restaurant is different, so rather than a fixed package we start with a conversation about where you are today and what you would like to change. Give us a call or send the restaurant form and we will tell you honestly what we can do.
Contact
Call, text or send the form. A real person reads it, and we reply within one business day.
Restaurant owner? In the form, say you are interested in restaurant marketing and we will get you to the right place. Or read more at marketing for restaurants.